Home Central Government (Premium Calculator) Saral Jeevan Bima Yojana 2021: Online Registration, Guidelines

(Premium Calculator) Saral Jeevan Bima Yojana 2021: Online Registration, Guidelines

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Saral Jeevan Bima Yojana 2021: Premium Calculator, Guidelines, Online Registration, Eligibility and Benefits


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Short Info: सरल जीवन बीमा योजना 2021 ऑनलाइन रजिस्ट्रेशन | सरल जीवन बीमा योजना पात्रता व लाभ in Hindi – [Apply Online] Saral Jeevan Bima Yojana (SJBY) 2021 ICICI Prudential Life Insurance, LIC and Tata AIA Life – Saral Jeevan Bima Policy Online Registration, Premium Calculator, Guidelines, Saral Jivan Beema Application Form PDF Download, Eligibility, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official Website www.irdai.gov.in.

Short Scheme Details:
Name of Scheme Saral Jeevan Bima Yojana
Application Status Active
Scheme Benefit A canopy with normal wording for sum insured starting from Rs 5 lakh to Rs 25 lakh.
Scheme Published On 12/22/2020
Scheme Updated on  12/22/2020

Table of Content

सरल जीवन बीमा योजना 2021: Saral Jeevan Bima Yojana Premium Calculator, Guidelines, News Update

Latest News Update: Irdai’s Saral Jeevan Bima Yojana Premium Calculator, Guidelines
  • On the directions of the Insurance Regulatory and Development Authority of India (IRDA), all insurance coverage corporations are providing easy life insurance coverage insurance policies.
  • Insurers set to launch normal time period cover-Saral from January 1. All it’s good to know

Saral Jeevan Bima Yojana 2021 Apply Online @www.irdai.gov.in

Summary: In this era of worldwide corona epidemic, the significance of insurance coverage insurance policies has elevated greater than earlier than.

This will likely be a pure safety plan with sum insured from Rs 5 lakh upwards – with no market-links or maturity advantages. All 24 life insurance coverage corporations in India will likely be providing “Saral Jeevan Bima” with every insurer’s identify as a suffix to the coverage.

All insurance coverage corporations are providing Saral Jeevan Bima Yojana (सरल जीवन बीमा योजना) on the directions of the Insurance Regulatory and Development Authority of India (IRDA). IRDA had directed to make time period life insurance coverage an inexpensive possibility for all folks.

All Applicants who’re prepared to use on-line utility then obtain the official notification and browse all eligibility standards and utility course of rigorously. We will present brief details about “Saral Jeevan Bima Yojana 2021” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application course of and extra.

Saral Jeevan Bima Yojana 2021 – Overview
Name of Scheme Saral Jeevan Bima Yojana (SJBY)
in Language सरल जीवन बीमा योजना
Launched by Insurance Regulatory and Development Authority of India (IRDAI)
Beneficiaries Citizens of India
Major Benefit A canopy with normal wording for sum insured starting from Rs 5 lakh to Rs 25 lakh.
Scheme Objective Providing easy insurance coverage cowl.
Scheme beneath State Government
Name of State All India
Post Category Scheme/ Yojana/ Yojna
Official Website www.irdai.gov.in
Important Dates
Event Dates
Starting Date to Apply Online January 2021
Last Date to Apply Online
Important Links
Event Links
Apply Online – Not Available Registration Login
Notification – Not Available Click Here
Saral Jeevan Bima Yojana 2021 Official Website

Saral Jeevan Bima Policy Online Registration Process

Life insurance coverage corporations are getting ready to launch Saral- a regular time period coverage that has been designed by the regulator, from January 1, 2021, which is predicted to set off a value struggle amongst insurers and patrons are more likely to get a cut price deal.

The coverage time period is for 5 to 40 years and he/she has the choice to pay premium usually, or for a restricted interval (5-10 years), or as a single cost (lumpsum). The premium cost will be made both month-to-month, quarterly, half-yearly or yearly. The minimal sum assured (SA) is 5 lakh and the utmost cowl can go as much as 25 lakh.

All Eligible Applicants who need to apply to this scheme then learn all directions rigorously and observe the given beneath steps to use on-line utility kind:


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Procedure to Apply Online Saral Jeevan Bima Yojana Application Form 2021

Step 1- Visit the Official Website of Saral Jeevan Bima Yojana providing Insurance Company i.e.  ICICI Prudential Life Insurance, LIC and Tata AIA Life.

Step 2- On the Homepage, Click on the Option “Saral Jeevan Bima Policy Insurance Plan” Link.

Now, Click on the Apply Online button and go to the appliance web page.

Step 3- The utility Form web page will likely be displayed on the display screen.

Step 4- Now enter the required particulars (Mention all the small print resembling identify, father/ husband identify, date of beginning, gender and different data) and add necessary paperwork.

Step 5- Click on Submit Button for the ultimate submission of the appliance.

Procedure for making use of offline beneath Saral Jeevan Bima Yojana 2021

Step 1- First, Visit the closest workplace of the insurance coverage firm the place you need to purchase a Saral Jeevan Bima Yojana.

Step 2- Now ask them for particulars about Saral Jeevan Bima Yojana and take the appliance kind.

Step 3- Now fill within the obligatory particulars (Mention all the small print resembling identify, father/ husband identify, date of beginning, gender and different data).

Step 4- After this, you’ll have to connect all of the necessary paperwork.

Step 5- Now it’s a must to submit this utility kind to the insurance coverage firm workplace.

Step 6- Thus it is possible for you to to use beneath this scheme.

Required Document for Saral Jeevan Bima Yojana

Important Document to Apply Online
  • Aadhar Card
  • Residence certificates
  • Passport measurement {photograph}
  • Mobile quantity

Saral Jeevan Bima Policy Eligibility Criteria

Beneficiary Guidelines
  • The applicant should be a everlasting resident of India.
  • The Applicant’s minimal age needs to be 18 years and the utmost age needs to be 65 years.

Saral Jeevan Bima Yojana 2021: Online Application Form

ABOUT SCHEME
Saral Jeevan Bima Yojana 2021: Online Application Form PDF Download – The Insurance Regulatory and Development Authority of India (IRDA) has directed life insurance coverage corporations to introduce a regular ‘simple life insurance’ coverage by 1 January 2021. Such a coverage will assist clients to take higher choices.

Saral Jeevan Bima coverage premium calculator

In October, the Insurance Regulatory and Development Authority of India (Irdai) directed all life insurers to begin promoting from January 1, 2021 the Saral Jeevan Bima — a canopy with normal wording for sum insured starting from Rs 5 lakh to Rs 25 lakh. Any individual will likely be in a position to purchase this coverage and there will likely be no obligation or limitation associated to gender, place of residence, academic qualification and occupation and many others.

Highlights of Insurance

  • Irda mentioned that the ‘Saral Life Insurance’ coverage could be purely a time period life insurance coverage plan. 
  • It will be taken by anybody between 18 and 65 years of age. 
  • Its length will likely be from 4 to 40 years. 
  • According to the rules, beneath this insurance coverage scheme, an individual can get insurance coverage starting from Rs 5 lakh to Rs 25 lakh. 
  • It will likely be in multiples of Rs 50,000. 

Important Note:

Keep in thoughts that if the policyholder dies inside 45 days after the issuance of the coverage, cost is not going to be made in some other scenario besides dying in an accident. Under Saral Life Insurance, clients is not going to get any maturity profit and give up worth additionally.

Leading insurance coverage corporations like ICICI Prudential Life Insurance, LIC and Tata AIA Life are all set to launch this product from subsequent month to satisfy the demand from clients. The Times of India citing N S Kannan, MD & CEO, ICICI Prudential Life Insurance, talked about in a report that there was a 70% improve in on-line seek for ‘term insurance’ in the course of the pandemic. “Retail sum insured has gone up by 5-6% during this period. Sum insured is growing ahead of GDP, which is good news for industry,” mentioned Kannan. 

Objectives of Saral Jeevan Bima Yojana 2021

SCHEME OBJECTIVE
  • Term insurance coverage is a must have life cowl for a person. The essential goal of launching a regular time period product is to make sure that it’s easy to pick and straightforward to buy.
  • India’s center class is the primary goal buyer of this coverage, which isn’t adiquately lined proper now. At current, there are round six crore folks submitting revenue tax returns, however solely sixty lakh maintain time period insurance coverage insurance policies, indicating an insurance coverage penetration of 10%.

Key Features & Major Benefits of Scheme

SCHEME FEATURES & BENEFICIARY BENEFITS
  • Life cowl is offered to the beneficiary beneath this scheme.
  • The scheme will likely be launched by all insurance coverage corporations from 1 January 2021.
  • Life cowl quantity is given to the nominee after the dying of the beneficiary.
  • Any particular person aged between 18 and 65 years can purchase this coverage.
  • Simple phrases and situations have been laid beneath this scheme.
  • Suicide just isn’t lined beneath Saral Life Insurance Scheme.
  • The time period of the coverage will likely be from 5 to 40 years, which will be bought for a most maturity age of 70 years. 
  • There will likely be a sum assured of a minimal of Rs 5 lakh and a most of Rs 25 lakh.
  • It will likely be a ‘non-linked’ and ‘pure risk term life insurance plan’.
  • If the policyholder dies in the course of the coverage interval, his or her dependents will likely be paid your complete sum assured.
  • This coverage could have a regular wording for sum insured in order that it wil be simpler for patrons they usually don’t have to test the wonderful print of the coverage.
  • Because of the usual options, distributors is not going to be having a lot issue in explaining the product to their clients.
  • There is not any provision of any gender, place of residence, journey, occupation or academic qualification to buy this life insurance coverage plan.

Helpline Number 

HELPLINE NUMBER & CONTACT ADDRESS
  • Insurance Regulatory and Development Authority of India
  • Sy No. 115/1, Financial District, Nanakramguda, Gachibowli, Hyderabad – 500032
  • Ph: +91-40-20204000/+91 40-39328000 e-mail: irda@irdai.gov.in



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